{"id":6430,"date":"2023-12-15T17:09:10","date_gmt":"2023-12-15T11:39:10","guid":{"rendered":"https:\/\/bioswikis.net\/empowering-convenience-exploring-the-uco-bank-mobile-banking-experience\/"},"modified":"2023-12-15T17:22:07","modified_gmt":"2023-12-15T11:52:07","slug":"empowering-convenience-exploring-the-uco-bank-mobile-banking-experience","status":"publish","type":"post","link":"https:\/\/bioswikis.net\/empowering-convenience-exploring-the-uco-bank-mobile-banking-experience\/","title":{"rendered":"Empowering Convenience: Exploring the UCO Bank Mobile Banking Experience"},"content":{"rendered":"<p><span style=\"font-weight:700\"><\/span><\/p>\n<p><span style=\"font-weight:700\"><\/span><\/p>\n<p><span style=\"font-weight:400\">Customers of UCO bank can do banking transactions easily with the help of<\/span><span style=\"font-weight:400\">\u00a0<\/span><span style=\"font-weight:700\"><a href=\"https:\/\/www.investmentsimplified.in\/banking\/uco-bank-mobile-banking\/\" target=\"_blank\" rel=\"noopener\">UCO m banking<\/a><\/span><span style=\"font-weight:400\">.<\/span><span style=\"font-weight:400\">\u00a0<\/span><span style=\"font-weight:400\">You can register for UCO Bank m-banking online and utilize all the mobile banking services, including balance checks, online money transfers, and bill payments.<\/span><\/p>\n<p><span style=\"font-weight:400\"><\/span><\/p>\n<p><span style=\"font-weight:400\">How to Register For UCO Mobile Banking?<\/span><\/p>\n<p><span style=\"font-weight:400\"><\/span><\/p>\n<p><span style=\"font-weight:400\">Below mentioned are the steps on how to register for UCO Mobile Banking:<\/span><\/p>\n<p><span style=\"font-weight:400\"><\/span><\/p>\n<ul class=\"lst-kix_list_3-0 start\">\n<li><span style=\"font-weight:400\">Firstly, you have to download the UCO mobile banking app through the Internet.<\/span><\/li>\n<li><span style=\"font-weight:400\">Once you have downloaded the UCO mobile banking app, you can log into it by entering your credentials like registered mobile number, account number or email id.<\/span><\/li>\n<li><span style=\"font-weight:700\">\u00a0<\/span><span style=\"font-weight:400\">In the next step, the user will be asked to create an MPIN and a password.<\/span><\/li>\n<li><span style=\"font-weight:700\">\u00a0<\/span><span style=\"font-weight:400\">Use the new password and MPIN to log in to the UCO mobile banking application.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight:400\"><\/span><\/p>\n<p><span style=\"font-weight:700\">Eligibility for Mobile Banking <\/span><\/p>\n<p><span style=\"font-weight:700\"><\/span><\/p>\n<p><span style=\"font-weight:400\">The customers who wants to take the benefit of mobile banking services, should have an operative bank account. For banking transactions to happen following account types are allowed &#8211;<\/span><\/p>\n<p><span style=\"font-weight:400\"><\/span><\/p>\n<ul class=\"lst-kix_list_3-0\">\n<li><span style=\"font-weight:400\">Should have Savings Bank Accounts<\/span><\/li>\n<li><span style=\"font-weight:400\">Current Accounts \u2013 All individually operated accounts <\/span><\/li>\n<li><span style=\"font-weight:400\">Proprietorship accounts and HUF account (To Karta user only)<\/span><\/li>\n<li><span style=\"font-weight:400\">Staff Overdraft and cash credit accounts against deposit<\/span><\/li>\n<li><span style=\"font-weight:400\">KCC account and individual Cash Credit accounts<\/span><\/li>\n<li><span style=\"font-weight:400\">NRE &amp; NRO account holders having valid domestic\/foreign mobile numbers, updated in CBS properly.<\/span><\/li>\n<li><span style=\"font-weight:400\">Credit facility in loan accounts through IMPS\/NE FT-RTGS\/UPI.<\/span><\/li>\n<li><span style=\"font-weight:400\">Mobile Banking will be available for all individuals (age of 18 years and above)<\/span><\/li>\n<li><span style=\"font-weight:400\">Service will not be available for Illiterate, Minor, Deceased, Inoperative, HUF (except as mentioned above), Club, Society or association.<\/span><\/li>\n<li><span style=\"font-weight:400\">UCO m Banking Plus is available for retail customers.<\/span><\/li>\n<li><span style=\"font-weight:400\">UCO Corporate m Banking is available for corporate customers.<\/span><\/li>\n<li><span style=\"font-weight:400\">As per business requirements, the Bank may also offer UCO m Banking services in specific schemes subject to clearance from a competent Authority Or MD &amp; CEO or ED in his\/her absence.<\/span><\/li>\n<li><span style=\"font-weight:400\">All or any transaction arising from the use of the joint account services shall be binding on all the joint account holders, either jointly or severally.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight:400\"><\/span><\/p>\n<p><span style=\"font-weight:700\">Usage of Mobile Banking &#8211; <\/span><\/p>\n<p><span style=\"font-weight:700\"><\/span><\/p>\n<ul class=\"lst-kix_list_3-0\">\n<li><span style=\"font-weight:400\">Mobile Banking facilities can be accessed by a person who has a registered mobile number.<\/span><\/li>\n<li><span style=\"font-weight:400\">By mobile banking, customers can check their<\/span><span style=\"font-weight:400\">\u00a0<\/span><span style=\"font-weight:700\"><a href=\"https:\/\/www.investmentsimplified.in\/banking\/uco-bank-balance-check-number\/\" target=\"_blank\" rel=\"noopener\">UCO Bank Balance Check number<\/a><\/span><span style=\"font-weight:400\">.<\/span><\/li>\n<li><span style=\"font-weight:400\">If there is any change in the business rules, then it will be notified.<\/span><\/li>\n<li><span style=\"font-weight:400\">On the Bank\u2019s website, which will be construed as sufficient notice to the Customer.<\/span><\/li>\n<li><span style=\"font-weight:400\">The user shall be prompted to change MPIN\/TPIN after 90 days if it has not been done so in the last 90 days.<\/span><\/li>\n<li><span style=\"font-weight:400\">MPIN and TPIN should not be the same.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight:400\"><\/span><\/p>\n<h2 style=\"font-weight:700\"><span style=\"font-weight:700\">Supported Mobile Handsets:-<\/span><\/h2>\n<p><span style=\"font-weight:400\">UCO m-banking application can be installed on mobile handsets with the Operating System (OS) Android and IOS.<\/span><\/p>\n<h2 style=\"font-weight:700\"><span style=\"font-weight:700\">Process of Registration<\/span><\/h2>\n<p><span style=\"font-weight:400\"><\/span><\/p>\n<p><span style=\"font-weight:400\">There are five ways of registering for m Banking:-<\/span><\/p>\n<ul class=\"lst-kix_list_4-0 start\">\n<li><span style=\"font-weight:400\">The mob<\/span><span style=\"font-weight:400\">ile banking app can be <\/span><span style=\"font-weight:400\">registered <\/span><span style=\"font-weight:400\">by downloading <\/span><span style=\"font-weight:400\">the <\/span><span style=\"font-weight:400\">m<\/span><span style=\"font-weight:400\">&#8211;<\/span><span style=\"font-weight:400\">banking application through Play Store, App Store or any other bank-provided mode.<\/span><\/li>\n<li><span style=\"font-weight:400\">Registration can be done by going to the nearest UCO Bank branch from your home.<\/span><\/li>\n<li><span style=\"font-weight:400\">Registration through UCO Bank ATM<\/span><\/li>\n<li><span style=\"font-weight:400\">Registration &amp; Payment through Bank Digital Banking Unit- DBU Kiosk.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight:400\"><\/span><\/p>\n<p><span style=\"font-weight:700\">BHIM UCO UOI &#8211; Payment App from UCO Bank &#8211;<\/span><\/p>\n<p><span style=\"font-weight:400\"><\/span><\/p>\n<p><span style=\"font-weight:400\">BHIM UCO UPI is a payment app based on the latest banking technology in India, called Unified Payment Interface (UPI). You can also add your non-UCO Bank accounts in the app to carry out every financial transaction from a single app.<\/span><\/p>\n<p><span style=\"font-weight:400\"><\/span><\/p>\n<p><span style=\"font-weight:400\">The main feature of BHIM UCO UPI is as follows:<\/span><\/p>\n<p><a id=\"t.120ff6d136e0766739b836a849ee106d47684bce\"><\/a><a id=\"t.0\"><\/a><\/p>\n<table>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">\n<p><span style=\"font-weight:700\">BHIM UCO Mobile App<\/span><\/p>\n<\/td>\n<td colspan=\"1\" rowspan=\"1\">\n<p><span style=\"font-weight:700\">Features<\/span><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">\n<p><span style=\"font-weight:400\">UPI(Unified Payment Interface)<\/span><\/p>\n<\/td>\n<td colspan=\"1\" rowspan=\"1\">\n<ul class=\"lst-kix_list_2-0 start\">\n<li><span style=\"font-weight:400\">No waiting time to get credit for your money.<\/span><\/li>\n<li><span style=\"font-weight:400\">The payee gets registered almost instantly.<\/span><\/li>\n<li><span style=\"font-weight:400\">Support Push and Pull requests to send and receive (collect) money, respectively.<\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">\n<p><span style=\"font-weight:400\">VPA(Virtual Payment Address)<\/span><\/p>\n<\/td>\n<td colspan=\"1\" rowspan=\"1\">\n<ul class=\"lst-kix_list_2-0\">\n<li><span style=\"font-weight:400\">The choice to create your unique VPA.<\/span><\/li>\n<li><span style=\"font-weight:400\">You can link other banks\u2019 accounts if a registered mobile number is the same.<\/span><\/li>\n<li><span style=\"font-weight:400\">\u00b7A secure and faster way to transact.<\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td colspan=\"1\" rowspan=\"1\">\n<p><span style=\"font-weight:400\">View Balance<\/span><\/p>\n<\/td>\n<td colspan=\"1\" rowspan=\"1\">\n<ul class=\"lst-kix_list_2-0\">\n<li><span style=\"font-weight:400\">View the available balance in your UCO bank account.<\/span><\/li>\n<li><span style=\"font-weight:400\">\u00a0If other bank accounts are linked, you can also view the available balance in those accounts.<\/span><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/table>\n<p><span style=\"font-weight:400\"><\/span><\/p>\n<p><span style=\"font-weight:700\">Advantages of UCO Bank m Banking App <\/span><\/p>\n<p><span style=\"font-weight:400\">With the help of the UCO Bank m-Banking facility, one can do all banking transactions sitting at home, which saves energy and time.<\/span><span style=\"font-weight:400\">\u00a0Moreover, you can accomplish banking tasks in between your routine tasks\u2014for example, no need to postpone your banking transactions while travelling.\u00a0You can pay your electricity bill when you are waiting at an airport or railway station. Hence, it gives you overall freedom to give yourself the best quality time.<\/span><\/p>\n<p><span style=\"font-weight:700\">UCO Banking m Banking App- Key Features<\/span><\/p>\n<ol class=\"lst-kix_list_5-0 start\" start=\"1\">\n<li><span style=\"font-weight:700\">Log in to the app &#8211;<\/span><span style=\"font-weight:400\">After successfully activating the m Banking App on your mobile device<\/span><span style=\"font-weight:700\">, <\/span><span style=\"font-weight:400\">make a<\/span><span style=\"font-weight:400\">\u00a0<\/span><span style=\"font-weight:400\">login<\/span><span style=\"font-weight:400\">\u00a0<\/span><span style=\"font-weight:400\">using <\/span><span style=\"font-weight:400\">your user ID and MPIN. Upon successful login, you are ready to use the App.<\/span><\/li>\n<li><span style=\"font-weight:700\">View Balance &#8211; <\/span><span style=\"font-weight:400\">After successfully downloading and logging in, you can view your balance on the front page itself.<\/span><\/li>\n<li><span style=\"font-weight:700\">IMPS &#8211; <\/span><span style=\"font-weight:400\">With the help of IMPS, you can do financial transactions sitting at home 24*7*365 days, irrespective of bank holidays and all.<\/span><\/li>\n<li><span style=\"font-weight:700\">Scan and Pay &#8211; <\/span><span style=\"font-weight:400\">Scan your merchant&#8217;s QR code, and you can scan and make payments to your merchant. There is a one-time registration process to link your debit card with the app to utilize this feature.<\/span><\/li>\n<li><span style=\"font-weight:700\">Account Statement<\/span><span style=\"font-weight:400\">&#8211; <\/span><span style=\"font-weight:400\">Quick access to your recent transactions is available through the account statement tab. You can also get customized statements in your email based on the date range.<\/span><\/li>\n<li><span style=\"font-weight:700\">Request Menu &#8211; <\/span><span style=\"font-weight:400\">Carryout range of transactions like<\/span><\/li>\n<\/ol>\n<ul class=\"lst-kix_list_1-0 start\">\n<li><span style=\"font-weight:400\"><a href=\"https:\/\/www.paisabazaar.com\/fixed-deposit\/\" target=\"_blank\" rel=\"noopener\">Open a new Fixed Deposit<\/a><\/span><span style=\"font-weight:400\">,<\/span><\/li>\n<li><span style=\"font-weight:400\">Recurring Deposit<\/span><\/li>\n<li><span style=\"font-weight:400\">Hotlist Debit Card<\/span><\/li>\n<li><span style=\"font-weight:400\">E-Banking Blocking<\/span><\/li>\n<li><span style=\"font-weight:400\">Aadhar Seeding<\/span><\/li>\n<li><span style=\"font-weight:400\">Check Status<\/span><\/li>\n<li><span style=\"font-weight:400\">Stop Payment of Cheque<\/span><\/li>\n<li><span style=\"font-weight:400\">Revoke Cheque<\/span><\/li>\n<\/ul>\n<ol class=\"lst-kix_list_5-0\" start=\"7\">\n<li><span style=\"font-weight:700\">Bill Payment and Recharge &#8211; <\/span><span style=\"font-weight:400\">With mobile banking, you pay your bills sitting at home, which saves energy and time.<\/span><span style=\"font-weight:700\">\u00a0<\/span><span style=\"font-weight:400\">Conveniently pay your utility bills like electricity bills, gas bills, postpaid phone bills and recharges of prepaid mobile and DTH services.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight:400\">After you register the billers, the repeat transactions are even faster, allowing you to pay with minimal effort.<\/span><\/p>\n<p><span style=\"font-weight:700\"><\/span><\/p>\n<p><span style=\"font-weight:400\"><\/span><\/p>\n<p><span style=\"font-weight:400\"><\/span><\/p>\n<p><span style=\"font-weight:700\"><\/span><\/p>\n<p><span style=\"font-weight:400\"><\/span><\/p>\n<p><span style=\"font-weight:400\"><\/span><\/p>\n<p><span style=\"font-weight:700\"><\/span><\/p>\n<p><span style=\"font-weight:400\"><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Customers of UCO bank can do banking transactions easily with the help of\u00a0UCO m banking.\u00a0You can register for UCO Bank m-banking online and utilize all the mobile banking services, including balance checks, online money transfers, and bill payments. How to Register For UCO Mobile Banking? Below mentioned are the steps on how to register for &#8230; <a title=\"Empowering Convenience: Exploring the UCO Bank Mobile Banking Experience\" class=\"read-more\" href=\"https:\/\/bioswikis.net\/empowering-convenience-exploring-the-uco-bank-mobile-banking-experience\/\" aria-label=\"Read more about Empowering Convenience: Exploring the UCO Bank Mobile Banking Experience\">Read more<\/a><\/p>\n","protected":false},"author":10,"featured_media":6433,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[],"_links":{"self":[{"href":"https:\/\/bioswikis.net\/wp-json\/wp\/v2\/posts\/6430"}],"collection":[{"href":"https:\/\/bioswikis.net\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bioswikis.net\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bioswikis.net\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/bioswikis.net\/wp-json\/wp\/v2\/comments?post=6430"}],"version-history":[{"count":1,"href":"https:\/\/bioswikis.net\/wp-json\/wp\/v2\/posts\/6430\/revisions"}],"predecessor-version":[{"id":6432,"href":"https:\/\/bioswikis.net\/wp-json\/wp\/v2\/posts\/6430\/revisions\/6432"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bioswikis.net\/wp-json\/wp\/v2\/media\/6433"}],"wp:attachment":[{"href":"https:\/\/bioswikis.net\/wp-json\/wp\/v2\/media?parent=6430"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bioswikis.net\/wp-json\/wp\/v2\/categories?post=6430"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bioswikis.net\/wp-json\/wp\/v2\/tags?post=6430"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}