{"id":2525,"date":"2022-02-05T05:12:39","date_gmt":"2022-02-05T05:12:39","guid":{"rendered":"https:\/\/bioswikis.net\/?p=2525"},"modified":"2023-07-21T13:10:48","modified_gmt":"2023-07-21T07:40:48","slug":"get-a-fullerton-india-online-personal-loan-using-aadhaar-pan-card","status":"publish","type":"post","link":"https:\/\/bioswikis.net\/get-a-fullerton-india-online-personal-loan-using-aadhaar-pan-card\/","title":{"rendered":"Get a Fullerton India Online Personal Loan Using Aadhaar & PAN Card"},"content":{"rendered":"

Getting a loan is important in today\u2019s time to meet aspirations. A personal loan is easy to get if you meet the eligibility criteria and provide the documents set by lenders. What many people do not realise is that Aadhaar and PAN cards are the most important documents to get a personal loan approved. Fullerton India, a non-banking financial company, offers personal loans.\u00a0<\/span><\/p>\n

Impact of Aadhaar Card on Personal Loan<\/b><\/h2>\n

Every individual who wishes to <\/span>get a Fullerton India personal loan<\/span><\/a> is required to submit their Know Your Customer (KYC) documentation. It is a prerequisite set by the government for lenders. This step has been taken to counter money laundering and fraud. Earlier the documentation process was lengthy, but the process has been simplified with KYC documents such as Aadhaar Card and PAN Card.<\/span><\/p>\n

Applying for a personal loan with Fullerton India<\/b><\/h2>\n

Here is how you can get a personal loan using an Aadhaar Card or a PAN Card.\u00a0<\/span><\/p>\n

    \n
  1. Go to the Fullerton India website<\/span><\/li>\n
  2. Go to the personal loan page<\/span><\/li>\n
  3. Click on the application<\/span><\/li>\n
  4. Fill in the details<\/span><\/li>\n
  5. Upload all the documents – including the Aadhaar and PAN card as identification proof. You will also need to submit income proof and bank statements.<\/span><\/li>\n
  6. Submit the personal loan application<\/span><\/li>\n<\/ol>\n

    Now, if the application is filled correctly, all the documents are submitted as required, and you meet the eligibility criteria, the loan will get approved instantly.\u00a0<\/span><\/p>\n

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    Things to remember when using your Aadhaar Card and PAN Card to get a loan<\/b><\/h2>\n
      \n
    1. If the card is damaged, ensure you apply for and get a duplicate card, before filling the loan application process.<\/span><\/li>\n
    2. Make sure both the front and back of the Aadhaar Card and PAN Card are uploaded.<\/span><\/li>\n
    3. The Aadhaar Card and PAN Card identification numbers and details should be clearly visible in the uploaded document.<\/span><\/li>\n
    4. When you are applying offline, you will be required to sign the copy. Add date, time and purpose of use on the Aadhaar Card and PAN Card photocopy, to avoid misuse.\u00a0<\/span><\/li>\n<\/ol>\n

      Before you apply for the loan it is important to understand the features.\u00a0<\/span><\/p>\n

      Features of a loan from Fullerton India<\/b><\/h2>\n

      Interest rates depend on various factors, like your creditworthiness, net income, type of employment, and ability to repay.<\/span><\/p>\n

      Interest rates –<\/b> 11.99% per annum onwards<\/span><\/p>\n

      Loan Amount –<\/b> Up to Rs 25 lakhs<\/span><\/p>\n